Deposit Rates

CERTIFICATES OF DEPOSIT*

6 Month
12 Month
24 Month
36 Month
48 Month
60 Month
APY ** RATE
6 Month
12 Month
24 Month
36 Month
48 Month
60 Month
** CERTIFICATES OF DEPOSITS – ANNUAL PERCENTAGE YIELD COMPOUNDED MONTHLY
INVESTMENTS OVER $5,000 – MONTHLY CHECK IS AVAILABLE
** 25 MONTH CD SPECIAL
$5,000 Minimum to open account
** 55 MONTH CD SPECIAL
$5,000 Minimum to open account
** Interest checks not issued on CD Specials
** Offer may be withdrawn without notice
** Penalty may apply for early withdrawal before maturity
** Rates may change without notice
** 25 & 55 MONTH SPECIAL DOES NOT APPLY TO IRA’S

IRA ACCOUNTS

APY ** RATE
12 Month CD
24 Month CD
36 Month CD
60 Month CD
Penalty may be imposed for withdrawals before maturity
** (I.R.A.-Annual Percentage yield compounded quarterly)

INTEREST CHECKING

APY ** RATE
$1000 – $99,999.99
$100,000.00 – Over
** (Annual percentage yield-based on monthly compounding)
** Must maintain minimum balance to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.
APY ** RATE
$500.00 MINIMUM
Top open Now Account
** (Annual percentage yield-based on monthly compounding)
** No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.

INTEREST SAVINGS

(MIN. BALANCE OF $50.00 to Open) A monthly flat service charge of $1.00 per month if balance goes below minimum. Annual percentage yield-based on quarterly compounding.

REGULAR SAVINGS

APY ** RATE
$0.00 – $99,999.99
$100,000 – Over
**No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.

CHRISTMAS CLUB

APY ** RATE
COUPON BOOK
AUTOMATIC
(Christmas Clubs start October maturing the following October, penalty may be imposed for withdrawals before maturity)

VACATION CLUB

APY ** RATE
COUPON BOOK
AUTOMATIC
(Vacation Clubs start May maturing the following May)
(Penalty may be imposed for withdrawals before maturity.)

Contact an employee for further information about applicable fees and terms.

Rates may change without notice.
Rates effective: October 21, 2014

Report Fraud
If you believe that you have been a victim of fraud related to your UNB Bank Accounts, please contact us immediately at 570-339-1040 or 877-786-5805 .

Remember:
UNB Bank will not request your personal information (e.g., account number, Social Security Number, password etc.) through email or website pop ups.
Never give out personal information in response to an unsolicited email or website popup.

For the latest Mortgage rates and information contact our Loan department at 570-799-0176 or lmorris@unbmountcarmel.com.
Please do not include any personal information in your emails as the emails are not encrypted to protect personal information.